By the passing decades, pollution is also increasing with inclination in the number of the vehicle. Vehicles produce too much pollution, which can become hazardous for the whole world. Due to this increase in pollution because of continuous increase vehicle, some literate people find a way to reduce it. So, they started the service like a taxi in which you can pool your ride which leads to decrease the rate of pollution.
One of the most trending taxi services is named uber. They provide many offers to their users. If you are willing to go somewhere, you just have to download the uber application and book a ride with minimum charges. You can choose either you want to go alone or wish to do carpooling to save the environment.
There are many benefits of uber, but one of the most prominent features is private hire insurance. It is provided to the Uber driver who is on duty. Uber have different rules and regulation related to insurance in other countries. Significant details about some of the prominent countries are given below.
Ontario
It includes following insurance coverage to covers accidents that occurs between accepting of the trip and reaching the rider’s destination
- Liability coverage: It includes liability coverage of $2 million. This coverage will cover your liabilities related to the third party in the duration from you accept the rider’s trip to drop him at his location. This policy of insurance takes priority over your personal insurance coverage.
- Collision: This coverage is applicable only in the situation when the vehicle is insured. It covers the expense of all the damage to the car up to the actual cash value of the car with a $1000 deductible. In any condition the vehicle is uninsured, then they will not provide you with the amount of insurance.
Quebec
The following coverage is included in it. This coverage are maintained on behalf of Quebec partners.
- Civil liability: in this uber taxi insurance coverage, they cover all the harm to third parties. It is only valid when you are on duty. If you are off-duty, then it is not applicable.
- Contingent coverage: It is applicable if any kind of physical damages held to the vehicle. You should take this from the personal insurance company, and in any condition, if they deny granting the claim, then you have to go for uber insurance.
Alberta
All the following coverage are provided by uber in this city, from accepting the trip to drop the rider.
- Third-party liability coverage: This insurance coverage is the same as in all above. This coverage covers all the third party liability from that moment when you accepted the ride to that when you successfully drop the rider to its destination.
- Uninsured motorist coverage: In this city, this insurance coverage covers damages in two different types, which are written as follow.
- Accident benefit: This policy covers the expense to protect the vehicle occupant who is injured in a hit and run case. Uninsured driver or a drive don’t have any insurance.
- Damage to the vehicle: This policy covers any loss or damage to the car with a $1000 deductible. It is valid from the moment when you accept the trip to that when you drop him at his location.
